TL Health Solutions

NEW 2026 Plans Available - Nationwide PPO Network, $0 Deductible, $0 Co-pays! - Schedule a Meeting To Learn More Today

Private, Affordable Health Plans Tailored to You

The Next Chapter of Your Health Starts Now.

Coverage that supports you today — and prepares you for tomorrow.

About Me

Hi, I’m Thomas Lilly, and I believe healthcare should feel personal, empowering, and stress-free — not confusing, overwhelming, or full of surprises. That belief is what drives the work I do every day. I’ve helped individuals, families, and small businesses find custom private health plans designed around their real needs, not one-size-fits-all solutions. I specialize in guiding people through their options, answering questions clearly, and making sure you feel confident in the decisions you’re making. Your Plan, Your Life, Your Way Healthcare isn’t one-size-fits-all. Whether you’re self-employed, between jobs, running a small business, or simply looking for better coverage options, I’m here to make sure you know exactly what’s available and how it fits into your life.

How I Can Help You

Custom private health plans tailored to your life

Bringing peace of mind back to your healthcare experience

Nationwide PPO access — choose the doctors you trust

Understand your options, feel empowered

Real support, 
instantly

Testimonials

Who We Help

Individuals

Finding the right health coverage shouldn’t be stressful. I help individuals navigate their options with clarity and confidence, making it easy to choose a plan that truly fits your lifestyle and budget. Whether you need routine care, specialist access, or protection from unexpected medical costs, I’ll guide you toward coverage that keeps you supported — with the freedom to choose the doctors and providers you trust.

Families

Protect the people who matter most with coverage built around your family’s real needs. Whether you’re planning for routine pediatric visits, managing ongoing care, or preparing for life’s unexpected moments, I’ll help you choose a plan that keeps everyone covered — without breaking your budget. Get flexible options, nationwide access to trusted doctors, and the peace of mind that your family is protected at every stage.

Small Businesses

Give your team the quality healthcare they deserve while keeping your business financially strong. I specialize in helping small business owners find affordable, flexible health plans that fit your company’s size, goals, and budget. From simplified onboarding to ongoing support, I make benefits easy to manage — so you can focus on growing your business while offering your employees real, dependable coverage.

How Much Does Your Health Matter to You?

How Much Does Your Health Matter to You? It’s a question most people don’t think about until it’s too late. Your health is priceless — but without the right protection, the cost of taking care of it can feel overwhelming. The truth is harsh: medical bills are one of the leading reasons Americans face bankruptcy. A single emergency, an unexpected diagnosis, or a hospital stay can create thousands of dollars in debt overnight. And without proper coverage, those bills don’t just strain your finances — they can quickly take over your entire life. Many people delay care because they fear the price. But waiting often makes the problem worse, turning small, manageable issues into major medical events with major medical costs. What could have been a simple visit becomes a financial crisis. At TL Health Solutions, we don’t want anyone choosing between their well-being and their bank account. Our job is to help you secure the right coverage so you can take care of your health before it becomes a medical or financial emergency. With the right plan, you’re protected — physically, emotionally, and financially. Because at the end of the day, your health matters. And so does your future

Frequently Asked Questions (FAQs)

Private health insurance lets you leverage your health to secure higher levels of coverage while keeping your monthly premiums more affordable. Similar to “safe driver” discounts in car insurance, private plans reward healthier individuals with better coverage at lower costs.

Private health insurance is a great option for:
Individuals who are relatively healthy and do not have employer-sponsored coverage
Self-employed professionals or independent contractors
Anyone seeking more flexibility or additional options beyond Public Marketplace plans
In many cases, even if one spouse already has employer coverage, it can be more cost-effective for the family to take a split approach: one spouse keeps the employer plan while the rest of the family is covered under a private plan. This strategy can help reduce overall costs while providing peace of mind and financial protection without straining the family’s budget.

At TL Health Solutions, we can help you verify any doctor or facility in the country. Before you apply for any plan, we’ll confirm that your preferred doctors, specialists, and hospitals are in-network for you. This ensures you have the freedom to see the providers you trust while getting the coverage you need.

PPO (Preferred Provider Organization):
A PPO is a flexible health plan that allows you to see both in-network and out-of-network providers without needing referrals. This freedom comes with slightly higher premiums and out-of-pocket costs, but it gives you the flexibility to choose the doctors and specialists you trust. At TL Health Solutions, we work exclusively with PPO networks and have access to the largest networks in the country, giving you maximum choice and convenience.
HMO (Health Maintenance Organization):
An HMO requires members to select a primary care physician (PCP) and obtain referrals to see specialists. HMOs typically have lower premiums and out-of-pocket costs but limit coverage to in-network providers (except for emergencies), which can restrict your choice of doctors.
By focusing on PPO plans, TL Health Solutions ensures you get both flexibility and access to the care you need without unnecessary restrictions.

GET STARTED TODAY!

Scroll to Top